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Capital Gains Tax Calculator

Short-term and long-term gains on equity, property, mutual funds.

The Capital Gains Tax Calculator computes tax on short-term and long-term gains from equity, property and mutual funds, using the rates that apply to transfers on or after 23 July 2024 (Finance (No. 2) Act, 2024; unchanged by the Finance Acts of 2025 and 2026). It is for individual investors and property sellers who want an indicative view of the tax on a sale before filing their return.

Use the Capital Gains Tax Calculator

Capital Gains Tax

Gross Gain₹ 0
Holding Period-
Classification-
Exemption₹ 0
Taxable Gain₹ 0
Tax Rate-
Tax Payable₹ 0
Excludes cess @ 4% and surcharge if applicable.

Generated on 17 October 2026 at skagandassociates.com — for information only, not professional advice

Income Tax Act 2025 transition: This tool covers both FY 2025-26 (AY 2026-27), under the Income Tax Act, 1961 (old section numbers such as 80C, 87A, 192), and Tax Year 2026-27, under the Income Tax Act, 2025 and Income Tax Rules, 2026 in force from 1 April 2026. Key changes: 80C→123, 87A→156, 192→392; Form 16→130; TDS uses payment codes 1001-1067. View full mapping →

Compute tax on capital gains from equity, property and mutual funds for transfers on or after 23 July 2024 (rates set by the Finance (No. 2) Act, 2024 and unchanged by the Finance Acts of 2025 and 2026). The section references follow the sale date: Sections 111A / 112 / 112A of the Income Tax Act, 1961 up to 31 March 2026, and Sections 196 / 197 / 198 of the Income Tax Act, 2025 from Tax Year 2026-27.

Capital gains tax rates summary (transfers on or after 23 July 2024)

Asset Long-term if held STCG Rate LTCG Rate
Listed Equity / Equity MF (STT paid)> 12 months20% (111A / 196)12.5% above ₹1.25L (112A / 198)
Unlisted Equity> 24 monthsSlab rate12.5% (112 / 197)
Property (Land/Building)> 24 monthsSlab rate12.5%, no indexation* (112 / 197)
Debt MF bought on or after 1 Apr 2023; unlisted bonds / debenturesAlways short-term (50AA)Slab rate-
Physical gold / other assets> 24 monthsSlab rate12.5% (112 / 197)

*For land or a building acquired before 23 July 2024, a resident individual or HUF pays the lower of 12.5% without indexation and 20% after indexation (Cost Inflation Index: 376 for FY 2025-26, 384 for Tax Year 2026-27). Listed bonds and debentures are long-term after 12 months. Buyers of property of ₹50 lakh or more deduct TDS @ 1% (Section 194-IA; Section 393(1) from Tax Year 2026-27). For listed equity bought before 1 February 2018, the cost may be stepped up to the 31 January 2018 fair market value; enter that cost as the purchase price.

Important note: This tool provides an indicative output only. It does not factor in every special provision, surcharge, exception, or recent notification. Verify with the firm before acting on any computation.

Frequently Asked Questions

What is the tax rate on capital gains on shares?
For listed equity shares and equity mutual funds, long-term gains (held over 12 months) above Rs 1.25 lakh a year are taxed at 12.5%, and short-term gains at 20%, for transfers on or after 23 July 2024, where STT is paid. Cess and any surcharge apply in addition. Sections 112A and 111A of the 1961 Act correspond to Sections 198 and 196 of the Income Tax Act, 2025.
Can I still claim indexation on the sale of property?
Long-term capital gains on land or buildings are taxed at 12.5% without indexation. However, as noted on this page, for land or buildings acquired before 23 July 2024, resident individuals and HUFs pay the lower of 12.5% without indexation and 20% with indexation; the calculator compares both using the Cost Inflation Index. Gains on property held for 24 months or less are short-term and taxed at slab rates. Exemptions such as Section 54 may also be available.
How does the capital gains calculator work?
Enter the asset type, purchase and sale dates, prices and transfer expenses. The tool computes the gain, works out the holding period to classify it as short-term or long-term, applies the Rs 1.25 lakh exemption for long-term gains on listed equity, and applies the relevant rate. Where slab rates apply it asks for your slab rate, or works out the extra tax from your other income using the regime you choose, and it excludes cess, surcharge and reinvestment exemptions. It covers transfers on or after 23 July 2024.

Due in the next 30 days

Income tax
  1. ITR Filing (taxpayers under audit, companies)In 14 days · Income tax
  2. TCS statement for Jul–Sep 2026 quarter (Form 143)In 14 days · Income tax
  3. TDS statements for Jul–Sep 2026 quarter (Forms 138 / 140 / 144)In 14 days · Income tax
  4. TDS / TCS deposit (e-Pay Tax, Challan ITNS 281) for OctoberIn 21 days · Income tax

Full compliance calendar → Statutory dates, which can be extended by notification. General information only.

Published by SKAG and Associates, Chartered Accountants, New Delhi · Proprietor CA Gaurav Singh (ICAI M.No. 539050). General information only, not professional advice.

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