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FEMA Compliance Services in Delhi

RBI reporting for foreign investment, overseas investment and external commercial borrowings — FC-GPR, FC-TRS, ODI, ECB, FLA — and regularisation of delayed filings.

Quick answers

Which FEMA filings does a company with foreign investment need?

Form FC-GPR within 30 days of issuing shares to a non-resident, Form FC-TRS within 60 days of a transfer of shares between a resident and a non-resident, Form DI for downstream investment, and the annual return on Foreign Liabilities and Assets (FLA) by 15 July each year. Allotment itself must be made within 60 days of receiving the funds.

What happens if a FEMA return is filed late?

A delayed return can be regularised by paying a Late Submission Fee if the delay is within three years of the due date: Rs 7,500 plus 0.025% of the amount per year of delay for transaction returns such as FC-GPR, FC-TRS and ECB 2, or a flat Rs 7,500 for other returns such as the APR and FLA. Beyond three years, compounding is required.

How does SKAG and Associates handle FEMA compliance?

The firm checks the sector cap and route, reviews the investment or borrowing documents, arranges the valuation and other certificates, prepares the forms with the supporting documents, files them through the AD bank or FIRMS, tracks acknowledgement and queries, and prepares applications for late submission fee or compounding where a filing was missed.

The Foreign Exchange Management Act, 1999 (FEMA) and the rules, regulations and RBI Master Directions made under it govern foreign investment into India, investment by Indian entities and residents outside India, and borrowing from abroad. Most of these transactions are permitted under the automatic route, but each comes with reporting to the RBI through the authorised dealer (AD) bank, largely on the FIRMS portal, within fixed time limits. Delayed reporting can be regularised by paying a Late Submission Fee within three years, and other contraventions through compounding. SKAG and Associates assists companies, LLPs, startups and individuals with the documentation, valuation certificates, reporting and regularisation involved.

What our FEMA Compliance service covers

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FDI eligibility review Sector cap, automatic or government route, pricing guidelines, and the Press Note 3 check for investors from land-border countries.
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FC-GPR and FC-TRS reporting Entity master and business user registration on FIRMS, preparation of FC-GPR for fresh issues and FC-TRS for transfers, with KYC, FIRC and valuation certificate.
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Downstream investment Form DI reporting for indirect foreign investment by an Indian company with foreign investment.
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Overseas direct investment (ODI) Form FC through the AD bank, annual performance report in Form ODI Part II, and reporting of disinvestment and restructuring.
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External commercial borrowings (ECB) Eligibility and end-use review, Form ECB 1 for the Loan Registration Number before drawdown, and monthly Form ECB 2.
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FLA annual return Preparation and filing of the Foreign Liabilities and Assets return on the FLAIR portal by 15 July.
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LSF and compounding Computation and application for the Late Submission Fee, and compounding applications for other contraventions.
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Individuals and NRIs Liberalised Remittance Scheme limits, NRO repatriation, overseas assets and returning-Indian account conversion.

How the engagement works

1
Transaction review The proposed or completed transaction, investor details and documents are reviewed against the applicable FEMA rules.
2
Compliance map Required forms, certificates, due dates and any past gaps are listed for the client.
3
Supporting documents Board resolutions, FIRC and KYC from the AD bank, valuation certificate and company secretary certificate are arranged.
4
Form preparation Forms are prepared on FIRMS or in the AD bank format, and checked against the documents.
5
Filing and follow-up Forms are submitted and queries from the AD bank or RBI are answered until acknowledgement or approval.
6
Annual cycle FLA, APR and other periodic returns are tracked on the calendar for the following years.

Documents required

  • → Certificate of incorporation, MOA and AOA
  • → Board and shareholder resolutions for the issue or transfer
  • → Foreign Inward Remittance Certificate (FIRC) and KYC from the AD bank
  • → Valuation report by a chartered accountant or SEBI-registered merchant banker
  • → Share purchase or subscription agreement
  • → Investor details: passport or incorporation documents, country, beneficial owners
  • → Audited financial statements (for FLA, APR and net worth)
  • → Loan agreement and lender details (for ECB)
  • → Audited accounts of the overseas entity (for APR)
  • → Details of any earlier filings and delays

FEMA reporting: forms, time limits and rules

Main FEMA returns and their due dates

FormWhen it appliesDue date
FC-GPRIssue of equity instruments to a person resident outside IndiaWithin 30 days of allotment (allotment within 60 days of receipt of funds)
FC-TRSTransfer of equity instruments between a resident and a non-residentWithin 60 days of transfer or receipt / remittance of funds, whichever is earlier
Form DIDownstream investment by an Indian company with foreign investmentWithin 30 days of allotment
FLA returnEntities that have received FDI or made overseas investment15 July each year
Form FC (ODI)Overseas direct investment by an Indian entity or resident individualAt the time of financial commitment or first remittance, whichever is earlier
APR (Form ODI Part II)Each overseas entity in which ODI is held31 December each year
Disinvestment / restructuring (ODI)Sale, winding up or restructuring of an overseas investmentWithin 30 days of receipt of proceeds or of restructuring
Form OPIOverseas portfolio investment by an Indian entityWithin 60 days of the end of each half-year (September / March)
ECB 1External commercial borrowingBefore drawdown, to obtain the Loan Registration Number
ECB 2Drawdown, repayment and servicing of an ECBWithin 7 days from the end of each month

The FEMA due date calendar lists these along with export realisation dates.

Foreign direct investment

  • Investment is permitted under the automatic route or with government approval depending on the sector and its cap under the Foreign Exchange Management (Non-debt Instruments) Rules, 2019.
  • Issue and transfer prices must follow the pricing guidelines, supported by a valuation certificate.
  • Investment from an entity of a country sharing a land border with India, or where the beneficial owner is situated in such a country, needs government approval. Press Note 2 (2026), in force from 2 May 2026, amends Press Note 3 (2020): the beneficial owner test is now a holding of more than 10% or control.
  • The FDI eligibility checker gives a first view of the route for a sector.

External commercial borrowings

Under the ECB framework as revised in February 2026, an eligible borrower can raise up to the higher of USD 1 billion or 300% of net worth; the earlier all-in-cost ceiling has been removed. The minimum average maturity is 3 years, with 1 to 3 years allowed for manufacturing companies borrowing up to USD 150 million. Form ECB 1 is filed through the AD bank before drawdown and Form ECB 2 monthly. See the ECB compliance calculator.

Late Submission Fee and compounding

  • Transaction returns (FC-GPR, FC-TRS, Form FC / ODI, ODI Part III, ECB 2, Form DI): LSF = Rs 7,500 + (0.025% × amount × years of delay), capped at the amount involved.
  • Other returns (APR, FLA, Form OPI, ECB 1): flat Rs 7,500 per return.
  • The LSF route is available only within three years of the due date. Later delays, and contraventions other than reporting, are regularised by compounding under Section 15 of FEMA and the Foreign Exchange (Compounding Proceedings) Rules, 2024, with an application fee of Rs 10,000.

The FEMA penalty estimator shows the LSF for a given delay.

Exports and individuals

Export proceeds must be realised within the period set by the RBI; for exports from 1 October 2026 this is 9 months, or 12 months where the export is invoiced in rupees. Resident individuals can remit under the Liberalised Remittance Scheme within the annual limit, with TCS applying above the thresholds, and NRIs can repatriate up to USD 1 million per financial year from NRO balances. For the tax side of cross-border income, see NRI taxation.

FEMA Compliance for clients in New Delhi & Delhi NCR

SKAG and Associates is a firm of Chartered Accountants based at Kh.No-84, Plot No -RZ-I-1, F/Floor, 12/2, Main Rd, opposite Yammaha Showroom, Mahavir Enclave, New Delhi – 110045. We provide fema compliance and allied compliance support to individuals, professionals, firms and companies across New Delhi, South West Delhi and the wider Delhi NCR region, as well as clients elsewhere in India who engage us remotely.

Engagements are conducted strictly in accordance with the Chartered Accountants Act, 1949 and the ICAI Code of Ethics. To discuss your requirement, you are welcome to contact the office or call +91 88022 54567 during working hours (Mon–Sat, 10:00 AM–7:00 PM).

Frequently asked questions

Our startup received money from a foreign investor. What must we do? +

Ensure the funds are received through banking channels into the company's account and obtain the FIRC and KYC from the AD bank. Allot shares within 60 days of receipt at a price not below fair value as per the valuation certificate, then file Form FC-GPR on FIRMS within 30 days of allotment. If shares are not allotted within 60 days, the money must be refunded within 15 days after that period.

Is FC-TRS filed by the buyer or the seller? +

Form FC-TRS is filed by the resident party to the transfer (the resident buyer or seller), or by the investee company in specified cases, within 60 days of the transfer or of receipt or remittance of funds, whichever is earlier.

Do we need to file the FLA return if the foreign investment was small? +

Yes. Every Indian company or LLP that has received foreign direct investment or made overseas direct investment, in the current or earlier years, must file the FLA return by 15 July, regardless of the amount, if the investment is outstanding at the reporting date.

We set up a subsidiary abroad. What are the ongoing FEMA filings? +

After the initial Form FC, an Annual Performance Report in Form ODI Part II is due by 31 December each year for every overseas entity, based on its audited accounts, and the investment is included in the FLA return. Further investment, disinvestment or restructuring is reported separately.

We missed an FC-GPR filing two years ago. Can it still be filed? +

Yes. Because the delay is within three years, the form can be filed with a Late Submission Fee of Rs 7,500 plus 0.025% of the amount for each year of delay (capped at the amount). If the delay were more than three years, a compounding application would be needed instead.

Does a foreign loan from our parent company need RBI reporting? +

Yes. A loan from a foreign parent or other recognised lender is an external commercial borrowing. It must meet the ECB conditions on eligible borrower, lender, amount, maturity and end-use, and needs a Loan Registration Number through Form ECB 1 before drawdown, followed by monthly Form ECB 2.

Can an NRI invest in an Indian private company? +

Yes. An NRI can invest on a repatriation basis, which is treated as FDI and reported by the company, or on a non-repatriation basis under Schedule IV of the Non-debt Instruments Rules, which is treated as domestic investment. The route affects reporting and the repatriability of sale proceeds.

Questions about FEMA Compliance?

You may contact CA Gaurav Singh to discuss your specific facts and requirements.

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