ESI Contribution Calculator
Employee and employer ESI share for eligible employees.
Compute Employee State Insurance (ESI) contributions. ESI covers employees earning gross wages up to ₹21,000/month (₹25,000 for persons with disabilities).
ESI Contributions (Monthly)
Coverage status-
Employee (0.75%)₹ 0
Employer (3.25%)₹ 0
Total Monthly ESI₹ 0
Total: 4% of gross wages. Employer deposits both contributions by 15th of next month via ESIC portal.
ESI key points:
- Coverage threshold: Establishment must have 10+ employees (some states: 20+).
- Wage ceiling: Rs 21,000/month (Rs 25,000 for disabled employees). Unchanged since January 2017.
- Rates: Employee 0.75% + Employer 3.25% = 4% (reduced from 6.5% w.e.f. 1 July 2019).
- Exempt employee: Daily wages up to Rs 176 - employee exempted from own share; employer still contributes.
- Mid-period rise: If wages cross Rs 21,000 during a contribution period (Apr-Sep or Oct-Mar), coverage continues till end of period.
- Wages includes: Basic, DA, HRA, conveyance, special allowance, overtime - i.e., gross wages.
- Excludes from wages: Reimbursements, bonus (Sec 7 ESI Act), employer's contribution to PF, gratuity.
Benefits covered:
- Medical: Full medical care for self and dependants (lifelong for retiree).
- Sickness: 70% of average daily wages for max 91 days/year.
- Maternity: Full wages for 26 weeks (12 weeks for 3rd child onwards).
- Disablement: 90% of average wages for temporary; lifelong pension for permanent.
- Dependant's benefit: Monthly pension to dependants on death due to employment injury.
- Funeral: Rs 15,000 lump sum.
Important note: This tool provides an indicative output only. It does not factor in every special provision, surcharge, exception, or recent notification. Verify with the firm before acting on any computation.
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